Post Date December, 03 2023
There are five family financial plans that couples must know about in a happy marriage. To maintain a happy marriage, both parties must have common values. Many family disputes are caused by the lack of a common understanding of family financial plans. A good family financial plan can effectively avoid marital conflicts and help maintain a happy marriage.
1. Both husband and wife should unify their values and money values.
In order to reduce the disputes between husband and wife on money, first of all, husband and wife should have a unified view of values and money, learn to seek common ground while reserving differences, and communicate more where there are major differences. On the basis of unifying values and values of money, the family financial plan can be targeted.
2. Set up a household common account to share household daily expenses.
Once married, many couples are accustomed to mixing their money together and have no habit of keeping accounts. This often leads to disputes over money, which is difficult to explain clearly. Brothers should also be clear about their accounts. Couples should also learn to manage their money with AA system. This is not to distrust each other. A separate family account can be set up, which is shared equally by both husband and wife. The amount in the account is used to jointly bear the daily expenses of the family.
3. The husband and wife keep their personal accounts and do not interfere with each other's income and expenditure.
On the basis of the establishment of family accounts, individuals retain the right to control their own income, and individual accounts do not interfere with each other. It seems callous in this way, which is actually the protection of personal privacy and freedom. Marriage does not mean the complete sharing of money. In addition, there is another advantage of keeping a personal account. You can use your personal savings to prepare gifts for each other and create surprises.
4. Prepare for a rainy day and make a family deposit plan.
While ensuring the standard of living, we must develop the habit of preparing for a rainy day, develop a family savings plan, and not consume as we like. In addition to the upcoming fertility costs and the reserve fund for raising children, we also need to deal with possible emergencies. Therefore, we should make sure that there is a certain amount of deposit in case of emergency.
5. The expenses involving the other party's family and relatives should not be concealed, but should be communicated with each other.
Some couples will hide their own small coffers and hide from each other when their families need financial support. In fact, it hurts the feelings of the couple. It's better to communicate openly and let the other party have the right to know. This is not only the respect for marriage, but also the expression of your love for the other party.
